Race In Mortgage Lending

Luke Ford writes: The Housing Boom and Bust: Revised Edition by Thomas Sowell.

People charged higher interest rates than average also have higher rates of payments, defaults and foreclosures. The market has accurately assessed the risks. (Pg. 6)

From Pg. 16-17: While housing payments often made up more than half of income in Los Angeles and New York, the percentage of median income required to buy a house in Tampa was 21% and in Dallas 13%. These latter two places had few buildings restrictions.

The more the government intervenes in the housing market, the more expensive the housing.

Shaking Down Banks

Luke Ford writes: The Housing Boom and Bust: Revised Edition by Thomas Sowell.

People charged higher interest rates than average also have higher rates of payments, defaults and foreclosures. The market has accurately assessed the risks. (Pg. 6)

From Pg. 16-17: While housing payments often made up more than half of income in Los Angeles and New York, the percentage of median income required to buy a house in Tampa was 21% and in Dallas 13%. These latter two places had few buildings restrictions.

The more the government intervenes in the housing market, the more expensive the housing.

Political Reasons For Housing Crash

Luke Ford writes: The Housing Boom and Bust: Revised Edition by Thomas Sowell.

People charged higher interest rates than average also have higher rates of payments, defaults and foreclosures. The market has accurately assessed the risks. (Pg. 6)

From Pg. 16-17: While housing payments often made up more than half of income in Los Angeles and New York, the percentage of median income required to buy a house in Tampa was 21% and in Dallas 13%. These latter two places had few buildings restrictions.

The more the government intervenes in the housing market, the more expensive the housing.

Free Market Response To Housing Crash

Luke Ford writes: The Housing Boom and Bust: Revised Edition by Thomas Sowell.

People charged higher interest rates than average also have higher rates of payments, defaults and foreclosures. The market has accurately assessed the risks. (Pg. 6)

From Pg. 16-17: While housing payments often made up more than half of income in Los Angeles and New York, the percentage of median income required to buy a house in Tampa was 21% and in Dallas 13%. These latter two places had few buildings restrictions.

The more the government intervenes in the housing market, the more expensive the housing.

Shelter People From Bad Mortgage Decisions?

Luke Ford writes: The Housing Boom and Bust: Revised Edition by Thomas Sowell.

People charged higher interest rates than average also have higher rates of payments, defaults and foreclosures. The market has accurately assessed the risks. (Pg. 6)

From Pg. 16-17: While housing payments often made up more than half of income in Los Angeles and New York, the percentage of median income required to buy a house in Tampa was 21% and in Dallas 13%. These latter two places had few buildings restrictions.

The more the government intervenes in the housing market, the more expensive the housing.

Do Foreclosures Have A Political Solution?

Luke Ford writes: The Housing Boom and Bust: Revised Edition by Thomas Sowell.

People charged higher interest rates than average also have higher rates of payments, defaults and foreclosures. The market has accurately assessed the risks. (Pg. 6)

From Pg. 16-17: While housing payments often made up more than half of income in Los Angeles and New York, the percentage of median income required to buy a house in Tampa was 21% and in Dallas 13%. These latter two places had few buildings restrictions.

The more the government intervenes in the housing market, the more expensive the housing.

Politicians Push For Mortgage Modification

Luke Ford writes: The Housing Boom and Bust: Revised Edition by Thomas Sowell.

People charged higher interest rates than average also have higher rates of payments, defaults and foreclosures. The market has accurately assessed the risks. (Pg. 6)

From Pg. 16-17: While housing payments often made up more than half of income in Los Angeles and New York, the percentage of median income required to buy a house in Tampa was 21% and in Dallas 13%. These latter two places had few buildings restrictions.

The more the government intervenes in the housing market, the more expensive the housing.

Role Of Race In Mortgage Lending

Luke Ford writes: The Housing Boom and Bust: Revised Edition by Thomas Sowell.

People charged higher interest rates than average also have higher rates of payments, defaults and foreclosures. The market has accurately assessed the risks. (Pg. 6)

From Pg. 16-17: While housing payments often made up more than half of income in Los Angeles and New York, the percentage of median income required to buy a house in Tampa was 21% and in Dallas 13%. These latter two places had few buildings restrictions.

The more the government intervenes in the housing market, the more expensive the housing.

Diana Spechler's New Novel - Skinny VI

Luke Ford writes: I interviewed by phone novelist Diana Spechler about her new novel Skinny.

In 2008, I interviewed Diana in Brentwood about her first novel – Who By Fire.

Diana Spechler's New Novel - Skinny V

Luke Ford writes: I interviewed by phone novelist Diana Spechler about her new novel Skinny.

In 2008, I interviewed Diana in Brentwood about her first novel – Who By Fire.

Diana Spechler's New Novel - Skinny IV

Luke Ford writes: I interviewed by phone novelist Diana Spechler about her new novel Skinny.

In 2008, I interviewed Diana in Brentwood about her first novel – Who By Fire.

Diana Spechler's New Novel - Skinny III

Luke Ford writes: I interviewed by phone novelist Diana Spechler about her new novel Skinny.

In 2008, I interviewed Diana in Brentwood about her first novel – Who By Fire.

Diana Spechler's New Novel - Skinny II

Luke Ford writes: I interviewed by phone novelist Diana Spechler about her new novel Skinny.

In 2008, I interviewed Diana in Brentwood about her first novel – Who By Fire.

Diana Spechler's New Novel - Skinny

Luke Ford writes: I interviewed by phone novelist Diana Spechler about her new novel Skinny.

In 2008, I interviewed Diana in Brentwood about her first novel – Who By Fire.

Alexander Technique Teacher Adolfo Santamaria VII

Luke Ford writes: Adolfo trained at the Alexander Training Institute of L.A. in Santa Monica, California completing a three-year training program in 2010.

The Alexander Technique provided Adolfo with much-needed relief from the pain of a herniated disc in his lower back. Today he has resumed an active lifestyle and maintains a teaching practice on the Westside.

Alexander Technique Teacher Adolfo Santamaria VI

Luke Ford writes: Adolfo trained at the Alexander Training Institute of L.A. in Santa Monica, California completing a three-year training program in 2010.

The Alexander Technique provided Adolfo with much-needed relief from the pain of a herniated disc in his lower back. Today he has resumed an active lifestyle and maintains a teaching practice on the Westside.

Alexander Technique Teacher Adolfo Santamaria V

Luke Ford writes: Adolfo trained at the Alexander Training Institute of L.A. in Santa Monica, California completing a three-year training program in 2010.

The Alexander Technique provided Adolfo with much-needed relief from the pain of a herniated disc in his lower back. Today he has resumed an active lifestyle and maintains a teaching practice on the Westside.

Alexander Technique Teacher Adolfo Santamaria IV

Luke Ford writes: Adolfo trained at the Alexander Training Institute of L.A. in Santa Monica, California completing a three-year training program in 2010.

The Alexander Technique provided Adolfo with much-needed relief from the pain of a herniated disc in his lower back. Today he has resumed an active lifestyle and maintains a teaching practice on the Westside.

Alexander Technique Teacher Adolfo Santamaria III

Luke Ford writes: Adolfo trained at the Alexander Training Institute of L.A. in Santa Monica, California completing a three-year training program in 2010.

The Alexander Technique provided Adolfo with much-needed relief from the pain of a herniated disc in his lower back. Today he has resumed an active lifestyle and maintains a teaching practice on the Westside.

Alexander Technique Teacher Adolfo Santamaria II

Luke Ford writes: Adolfo trained at the Alexander Training Institute of L.A. in Santa Monica, California completing a three-year training program in 2010.

The Alexander Technique provided Adolfo with much-needed relief from the pain of a herniated disc in his lower back. Today he has resumed an active lifestyle and maintains a teaching practice on the Westside.

Alexander Technique Teacher Adolfo Santamaria

Luke Ford writes: Adolfo trained at the Alexander Training Institute of L.A. in Santa Monica, California completing a three-year training program in 2010.

The Alexander Technique provided Adolfo with much-needed relief from the pain of a herniated disc in his lower back. Today he has resumed an active lifestyle and maintains a teaching practice on the Westside.

Luke Ford - Just A Gigolo

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Bids - Pay Attention When People Bid For Your Attention

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Rabbi Rabbs Has No Nieces To Tempt Him

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

The Last Time Someone Got This Upset With Me

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

The Torah Case Against Incest

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Relationship With Uncle Not Same Since He Asked Her For

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

18 Forbidden Sexual Relationships According To Torah

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

When Your Best Friend Moves In With Your Mom

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Don't Give To Beggars

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Rosebud: Luke Ford Shares A Bedtime Love Story II

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Rosebud: Luke Ford Shares A Bedtime Love Story

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) XIV

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) XIII

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) XII

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) XI

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) X

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) IX

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) VIII

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) VII

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) VI

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) V

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) IV

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) III

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30) II

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Torah Portion Acharei Mot (Leviticus 16:1-18:30)

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Parashat Acharei Mot (Leviticus 16:1-18:30) V

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Parashat Acharei Mot (Leviticus 16:1-18:30) IV

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Parashat Acharei Mot (Leviticus 16:1-18:30) III

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Parashat Acharei Mot (Leviticus 16:1-18:30) II

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Parashat Acharei Mot (Leviticus 16:1-18:30)

Luke Ford writes:

I discuss the weekly Torah portion every Monday at 7pm PST on my live cam and on YouTube.

This week’s we study Parashat Acharei Mot (Leviticus 16:1-18:30).

Metzora Torah Talk Highlights III

Luke Ford writes: I discuss the weekly Torah portion with Rabbi Rabbs every Monday at 7pm PST on my live camand on YouTube.

This week’s we study Parashat Metzora (Leviticus 14:1-15:33).

This Week’s Torah Portion Is Parashat Metzora (Leviticus 14:1-15:33) IX

Luke Ford writes: I discuss the weekly Torah portion with Rabbi Rabbs every Monday at 7pm PST on my live camand on YouTube.

This week’s we study Parashat Metzora (Leviticus 14:1-15:33).

Who Saw The Housing Crash?

Luke Ford writes: I am reading Paul Sperry's new book (The Great American Bank Robbery: The Unauthorized Report About What Really Caused the Great Recession) on the housing crisis.